STOP SCROLLING – this is NOT your average bi-level! Hidden at the end of a quiet wooded cul-de-sac in a prime central location, this incredible 4-bedroom, 3-bath retreat delivers the perfect combination of privacy, character, entertaining space, and modern updates that buyers are desperately searching for under $400K. Surrounded by mature trees and loaded with stunning real stone accents inside and out, this home feels like a private lodge getaway with easy access to everything, including the Green Circle Trail just steps away. Inside you’ll find soaring vaulted ceilings with exposed wood beams, oversized windows flooding the home with natural light, and TWO show-stopping floor-to-ceiling wood-burning California driftwood stone fireplaces. The spacious updated kitchen and dining space features rich hardwood cabinetry, newer stainless steel appliances, designer countertops, and direct access to the incredible outdoor living space. The primary suite is a dream with private deck access, dual closets, and a beautifully renovated en suite bath showcasing a tiled walk-in shower with a glass door and upscale finishes. The backyard is absolutely unbelievable, with a fully fenced yard, towering trees beyond, while creating a secluded wooded escape rarely found in-town. Enjoy the newly painted multi-level deck, stone paver walkways, outdoor platforms, landscaping, and total serenity. Downstairs, the fully finished lower level is built for entertaining with massive daylight windows, a second fireplace with a highly efficient firebox, wet bar with a custom wood slab top, hot tub area, additional bedrooms, updated bath, and direct garage access. And the storage? Incredible. BONUS STORAGE above the garage offers endless possibilities for future finished space, hobby area, or simply unmatched organization. From the welcoming curved driveway and tranquil pond water feature to the exceptional privacy and timeless character, this property offers a rare “up north” feel right in town. A truly unmatched offering at this price point.